Sunday, September 5, 2010
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Rates

At First Financial Bank, you will earn competitive rates on a variety of savings and investment accounts. You will also find our personal loan rates to be very competitive.

Rates subject to change without notice.  On Certificates of Deposit and IRAs, a penalty may be imposed for early withdrawal [which could reduce the annual percentage yield]; fees could reduce earnings on an account.  Please call 325-659-5950 for further information about applicable fees and terms.

Last Updated On : Saturday, September 04, 2010

Account Products

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Platinum Plus Checking$0.00
$0.00 - $9,999.99$0.000.0000%0.00%
$10,000.00 - $24,999.99$10,000.000.0500%0.05%
$25,000.00 - $49,999.99$25,000.000.1000%0.10%
$50,000.00 - $99,999.99$50,000.000.1500%0.15%
$100,000.00 - Above$100,000.000.2000%0.20%
 
Interest Checking$0.00
$0.00 - $2,499.99$0.000.0000%0.00%
$2,500.00 - $9,999.99$2,500.000.0000%0.00%
$10,000.00 - $24,999.99$10,000.000.0500%0.05%
$25,000.00 - $49,999.99$25,000.000.1000%0.10%
$50,000.00 - $99,999.99$50,000.000.1500%0.15%
$100,000.00 - Above$100,000.000.2000%0.20%
 
Preferred Relationship$0.00
$0.00 - $2,499.99$0.000.0000%0.00%
$2,500.00 - $9,999.99$2,500.000.0000%0.00%
$10,000.00 - $24,999.99$10,000.000.1000%0.10%
$25,000.00 - $49,999.99$25,000.000.1500%0.15%
$50,000.00 - $99,999.99$50,000.000.2000%0.20%
$100,000.00 - $249,999.99$100,000.000.2500%0.25%
$250,000.00 - Above$250,000.000.3000%0.30%
 
Business Interest Checking$100.00
$0.00 - $2,499.99$0.000.0000%0.00%
$2,500.00 - $9,999.99$2,500.000.0000%0.00%
$10,000.00 - $24,999.99$10,000.000.0500%0.05%
$25,000.00 - $49,999.99$25,000.000.1000%0.10%
$50,000.00 - $99,999.99$50,000.000.1500%0.15%
$100,000.00 - Above$100,000.000.2000%0.20%
 
Business Money Market$250.00
$0.00 - $2,499.99$0.000.0000%0.00%
$2,500.00 - $9,999.99$2,500.000.0000%0.00%
$10,000.00 - $24,999.99$10,000.000.0500%0.05%
$25,000.00 - $49,999.99$25,000.000.1000%0.10%
$50,000.00 - $99,999.99$50,000.000.2000%0.20%
$100,000.00 - Above$100,000.000.2500%0.25%
 
Business Savings$100.00$0.010.2500%0.25%
 
Savings$0.00$0.010.2500%0.25%
 
Kids Savings$0.00$0.010.2500%0.25%
 

Certificate of Deposit Rates

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
7-31 Day Auto <100M$500.00$500.000.3000%0.30%
7-31 Day Auto 100M+$100,000.00$100,000.000.3000%0.30%
32-90 Day Auto 100M+$100,000.00$100,000.000.5000%0.50%
32-90 Day Auto <100M$500.00$500.000.5000%0.50%
91-180 D Auto <100M$500.00$500.000.6000%0.60%
181-364 D Auto <100M$500.00$500.000.9000%0.90%
12-17 Mo Auto <100M$500.00$500.001.0500%1.05%
24-35 Mo Auto <100M$500.00$500.001.1500%1.15%
36-47 Mo Auto <100M$500.00$500.001.1500%1.15%
48-59 Mo Auto <100M$500.00$500.001.1500%1.15%
60 Mon Auto <100M$500.00$500.001.1500%1.15%
91-180 D Auto 100M+$100,000.00$100,000.000.6000%0.60%
181-364 D Auto 100M+$100,000.00$100,000.000.9000%0.90%
12-17 Mo Auto 100M+$100,000.00$100,000.001.0500%1.05%
24-35 Mo Auto 100M+$100,000.00$100,000.001.1500%1.15%
36-47 Mo Auto 100M+$100,000.00$100,000.001.1500%1.15%
48-59 Mo Auto 100M+$100,000.00$100,000.001.1500%1.15%
60 Mon Auto 100M+$100,000.00$100,000.001.1500%1.15%
 

IRA Rates

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
IRA 7-31 Fix <100M$100.00$100.000.3000%0.30%
IRA 12-17M Fix <100M$100.00$100.001.0500%1.06%
IRA 24-35M Fix <100M$100.00$100.001.1500%1.16%
IRA 36-47M Fix <100M$100.00$100.001.1500%1.16%
IRA 48-59M Fix <100M$100.00$100.001.1500%1.16%
IRA 60M Fix <100M$100.00$100.001.1500%1.16%
IRA 12-17M Fix 100M+$100,000.00$100,000.001.0500%1.06%
IRA 24-35M Fix 100M+$100,000.00$100,000.001.1500%1.16%
IRA 36-47M Fix 100M+$100,000.00$100,000.001.1500%1.16%
IRA 48-59M Fix 100M+$100,000.00$100,000.001.1500%1.16%
IRA 60M Fix 100M+$100,000.00$100,000.001.1500%1.16%
 

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